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| Posted On :- 28/05/2008 | |
| Question Asked :- | |
| I have huge amount of credit card outstanding and i am not able to pay these. Is there any way in which i can pay my principal in EMIs? | |
| Answer :- | |
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You have to check with the bank whether they would convert your outstanding into EMI or not. The chances are not very high, still you can try. But apart from EMI you have couple of more option also like, loan against property, stocks, insurance policy or jewelry. Or you could take a personal loan and pay off the credit card outstanding. Just remember that the rate of interest for a personal loan is higher than all the other mentioned options. If you still can’t afford the above mentioned options. You can contact credit counseling agencies such as Disha Financial counseling. |
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| Credit card query listing |
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| Qid | Question | |
| 11680 | Dear sir,i taken one personl loan from ICICICI .Recently if i am ap | |
| 11674 | i want to know wheather trucards are safety or not and what is truc | |
| 11673 | if i have LIFE INSURANCE POLICY CAN I APPLY FOR CREDIT CARDS AND IN | |
| 11670 | I had a citibank credit card which expired before March 2007. I nev | |
| 11652 | Hi, My UTI bank credit card was blocked. From the first month its | |
| 11635 | I have read few answers here where you have mentioned that records | |
| 11633 | Sir, I am having a due of Rs.49000/- in credit card & now my fi | |
| 11631 | I lost my citibank credit card back in 1994, some one misused it ma | |
| 11626 | I had a UTI bank credit card. From the first month itself i did no | |
| 11621 | my Relation have 8-9 lacs of credit card outstanding spread over | |
| 11599 | I had applied for a credit card with citibank. my application was r | |
| 11548 | I satelled my caredit card payment with bank but still cibil sowing | |
| 11541 | I Had a S&C Card and defaulted in 2005 and now i have paid full | |
| 11539 | i want to know if my name included that list any time or not | |
| 11507 | I AM HAVING THREE CREDIT CARD FROM DIFFERENT BANK AND MADE PAYMENT | |
| 11478 | all my dues are clear with citibank,its more than 2 months,am still | |
| 11453 | i am using my cc with HDFC bank, unfortunatly i am in a financial p | |
| 11438 | please tell me from where i can get my cibil credit reports? | |
| 11419 | do bank interchange the customer information of their credit cards | |
| 11418 | i want to apply for abn amro card and i have icici card of limit 20 | |
| 11409 | i do have an axis bank credit card..with outstanding amt of Rs 3700 | |
| 11393 | Hi Iam Navin Mulla Iam holding an ICICI bank Credit card, and my du | |
| 11392 | Namaste Apna Loan!, Hi Iam Nishant Iam holding an Hdfc bank Credit | |
| 11375 | I am under debt for Rs.145,000 on my credit card. can you suggest s | |
| 11372 | my credit card will expire in september 2008,,,,,, so i want to r | |
| 11358 | i wanna settle my credit card debit of both sbi and hdfc thru one | |
| 11331 | i was setteled i hdfc credit card due to some reason ,and my name i | |
| 11320 | I having barclay bank gold credit card my credit limit 20000. total | |
| 11319 | sir, i have got a life time free platinum plus credit card from hdf | |
| 11310 | SIR I HAVE ICICI CREDIT CARD WHICH I HAVE RECEVIED IN THE OF JUNE 2 | |
| 11298 | I have applied for HDFC gold credit card.i have sal a/c wid HDFC.i | |
| 11288 | can a individual can become a member of cibil. how can a individua | |
| 11271 | Hi, I forgotten to pay Credit card Bill, after 2 years I got a big | |
| 11265 | Sir, I am a credit card defaulter. I changed my address and likelih | |
| 11241 | hi i applied for citibank gold credit card online as it required no | |
| 11231 | my salary is 5900 iam woking in kouchan agency (tata teleservice lt | |
| 11228 | Sir, outstanding in my Hsbc credit card is rs.42000.00 and my name | |
| 11211 | I am a regular credit card user, holding credit cards of most of th | |
| 11203 | i have applied for HDFC gold credit card and i have a salary a/c wi | |
| 11178 | I applied for citibank credit card which was rejected saying disapp | |
| 11174 | I Rishi Kumar customer of Centurion Bank of Panjab is Credit Card N | |
| 11148 | i want to remove my name from satyam and cibil after clearing all m | |
| 11137 | sir ,i have want to know about my credit card stetus | |
| 11128 | A fraud trasaction was made on internet through my HDFC Bank credit | |
| 11118 | how to remove my name from Satyam, and CIBIL, I have done all the f | |
| 11098 | I HAVE A HSBC CARD FOR1YEAR,I NEVER HAD ANY OVERDUE N ALWAYS PAID I | |
| 11076 | I HAVE ALREADY APPROCHED BARCLAYS BANK THEY TOLD PAN CARD IS MANDAT | |
| 11070 | I was issued a new credit card by SBI Credit Cards in january 200 | |
| 11069 | I hold a ICICI Bank CC since past 5-6 years. About 7 years back I u | |
| 11055 | Sir,I have applied for a SBI credit card and it was refused.When i | |
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