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| Posted On :- 26/05/2008 | |
| Question Asked :- | |
| I got a ICICI Gold Credit Card in October 2007 and had been able to pay the complete amount used by the due date (20th of) every month until I had to buy a Laptop for my wife as it was necessary for her work and I got laid off in February 2008. Since then I have been paying the minimum amount, however in last month I had to travel out of town to a place where ICICI bank doesn't have any branch within the state. I was supposed to pay the minimum payment by 20/04/2008. Since I could not pay that on time, it increased with other nonpayment charges which is almost double of what the minimum payment was. I immediately paid the complete amount charged by the bank the moment I returned to my home town on 03/05/2008 and made some extra payments as well. Would the bank have reported this single late payment to CIBIL? | |
| Answer :- | |
| No, bank will not report you as a defaulter in CIBIL if you have missed one payment due date without paying. To learn more click here |
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