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| Posted On :- 05/06/2007 | |
| Question Asked :- | |
| I have an ICICI credit card. I found an ad on Sify.com for a particular brand of digital camera for which there is EMI payment option of 3, 6 or 12 months. They have also clearly mentioned that there will be no interest or processing fees for the purchase. I would like to know whether this will be true or will there be any hidden charges which ICICI will apply at6 a later date? I am interested in opting for a 12 month EMI. | |
| Answer :- | |
| To begin with, there is nothing like a loan. If you have the information relevant to the cash discounts and the EMI applicable, you can use the True Cost of 0% loans calculator to know about the actual interest applicable. Click on the link below tom access the calculator: http://www.apnaloan.com/loan-advice-india/actual-cost.html As far as processing fee is concerned, you may want to double check with the concerned people. You can check the information regarding the interest rate applicable and the processing fee with the institution that is financing the purchase. | |
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