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| Posted On :- 23/07/2007 | |
| Question Asked :- | |
| I hold a Citibank cash back credit. Despite declaring it as a cash back card, the bank never allowed me cash back. The card entitles me to purchase petrol on the card from Indian Oil Company (IOC) outlets without levy of surcharge, yet they levy such charge every time, telling me that the card requires to be swiped from a Citibank swipe machine. Not many dealers in my native place (Lucknow) posses such machines. So, as such, the promise of petrol purchase free of surcharge is non existent. I have to write to Citibank every time I seek a surcharge waiver. | |
| Answer :- | |
| The best option available it to surrender or cancel credit card and take a card that is more suitable to your requirements. Remember to read the terms and conditions carefully before taking a card in future. | |
| Credit card query listing |
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| Qid | Question | |
| 11005 | Dear Sir, I had used Barclays credit card for paying my tution f | |
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| 10987 | I want credit card & personal loan . I don't ve any other cred | |
| 10969 | I was holding a citibank credit card 2 years back. Two of my card | |
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| 10931 | my name is in cibil site iam unable to get a personal loan ihave | |
| 10930 | I got rejected my personal loan due to CIBIL report.I didnot paid | |
| 10925 | sir i am holding a citi bank credit card , due to some financial d | |
| 10920 | I want to take the credit card which has no hidden charges and th | |
| 10881 | Dear Sir 1. After a gap of 4 years one bank starting calling me | |
| 10878 | Thanks a lot for answering no. q10302. I again have a question for | |
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| 10874 | hi i m vinit, i was a credit card of HSBC bank, amount was due ap | |
| 10872 | can i get my name removed from cibil defaulter list as i am doing a | |
| 10865 | Hi I had a HSBC crdt crd which was m setld in Aug'04 agnst wvr of | |
| 10851 | i am paying 1527 every month for 30000 for two years if i make a ba | |
| 10838 | Dear Sir i thank your for your advise (q10816).I would also like to | |
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| 10785 | Dear sir. i have had problems with my credit cards. i had five of t | |
| 10769 | Sir, Is there any bank which provides prepaid credit cards? If yes | |
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| 10752 | Hi, I had two credit cards one with HSBC and other with SBI. i | |
| 10742 | The outstanding bill on my HSBC card due to annual charges and inte | |
| 10709 | I have an outstanding of 12000 rs on HSBC Gold credit card on acc | |
| 10678 | Hi all, I have an HDFC credit card. I had taken a loan and I have | |
| 10661 | I have just been intimate by my bank that I am Credit card defaulte | |
| 10659 | My name is appearing in the CIBIL site and I am unable to get a lo | |
| 10655 | how do i find the list of CIBIL credit card defaulter ? | |
| 10640 | i am a transporter if i apply for credit card and make a bulk pay | |
| 10631 | Hi a my name is vinay i have a credit card of icici bank and want | |
| 10619 | MY FIRST AND LAST CREDIT CARD WAS FROM STANDARD CHARTERED BANK (SCB | |
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| 10585 | hi will default of personal loan not cleared earlier,have implica | |
| 10584 | hi,3 years back i had defaulted my cc and personal loan repayment | |
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| 10557 | I had applied for a loan from a bank & i have been intimated | |
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| 10540 | Sir, My father who had icici credit card expired in April 2008. | |
| 10530 | Sir, As you know that majority of credit card offer Loan on Phone F | |
| 10528 | EVERY MONTH I AM ASKING FOR MY DISPUTE BILL FROM MARCH 2008.THERE I | |
| 10525 | Sir, I was using HSBC card 2years back and i was regular payer, lat | |
| 10513 | I have some outstanding amount on my HDFC credit card , the card i | |
| 10507 | Dear Sir, R u sure that name will reflect in SIBIL for 7 years. Plz | |
| 10504 | i hold a gold card. due to some difficulties i am unable to pay th | |
| 10482 | I'm having an ICICI Gold card. I was new to internet marketing. I'v | |
| 10478 | In my opinion the Banks should take the ownership of informing / ed | |
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