Standchat Emirates platinum card

features:The Platinum member is automatically enrolled with Skywards, the frequent flyer programme of Emirates Airlines, and is awarded complimentary 25,000 bonus Miles to start off. Every year, on renewal, another 25,000 bonus Miles will be awarded. Every Rs.100 spent on the card earns the Platinum member 4 Skywards Miles. These Miles can be redeemed through Emirates for free tickets, upgrades and much more.
Details of Credit Card
Standchat Emirates platinum card
Joining Fee(in rupees): Free
Annual Fee(in rupees): 11236
Add On Card - Issue Fee (in rupees): Free
Interest Rate -on revolving Credit: 41.80%
Interest Rate - on Cash Withdrawal: 41.80%
Interest Rate - on Balance Transfer: NA
Reward points:
Surcharge on Fuel: Rs 10 or 2.5% of transaction(whichever is higher)
Cash Withdrawal Fee: 3.37% of the cash withdrawal amount subject to minimum of Rs 337.08
Late Payment Fee: 112.36
Overlimit Charges: 561.8
Maximum Credit Free Period: Up to 48 days
EMI on call facility: Available
Personal loan facility on Credit card: Available
Interest Rate On Personal Loan on Credit Card:
Processing Fee on Personal Loan on Credit Card:
Prepayment Charges On Personal Loan On Credit Card:
Railway Booking - Surcharge: Rs 25 or 2.5% of transaction(whichever is higher)
Balance Transfer Processing Charges: 1.12% of the balance transfer amount
Minimum Repayment Amount: 5% of the minimum amount
Foreign Currency Transaction Surcharge: