| Details of Credit Card |
| Reliance Gold credit card |
| Joining Fee(in rupees): |
Free |
| Annual Fee(in rupees): |
Free |
| Add On Card - Issue Fee (in rupees): |
Free |
| Interest Rate -on revolving Credit: |
43.01% |
| Interest Rate - on Cash Withdrawal: |
43.01% |
| Interest Rate - on Balance Transfer: |
20.09% |
| Reward points: |
3 points for every Rs150 spent at Adlabs, 3 for every Rs150 spent on selected products and services at Reliance world,1 points for all Rs 150 spent,5 points for every Rs 150 spent on Reliance moblie bill through standing instruction. |
| Surcharge on Fuel: |
2.5% and 0% on IOC outlets(Indian oil pumps) |
| Cash Withdrawal Fee: |
2.25% on advanced amount (subject to a minimum of Rs.337.08 and US$8.43 at International ATMs) |
| Late Payment Fee: |
|
| Overlimit Charges: |
2.81% of the amount over the Credit Limit (subject to a minimum of Rs. 561.80) |
| Maximum Credit Free Period: |
Up to 55 days |
| EMI on call facility: |
Available |
| Personal loan facility on Credit card: |
Available |
| Interest Rate On Personal Loan on Credit Card: |
26.97% |
| Processing Fee on Personal Loan on Credit Card: |
2.13% or Rs 224.72 (whichever is high) |
| Prepayment Charges On Personal Loan On Credit Card: |
3.37% on Outstanding principal amount |
| Railway Booking - Surcharge: |
2.5% (subject to a minimum of Rs. 25) |
| Balance Transfer Processing Charges: |
1.69% or Rs 224.72 (whichever is high |
| Minimum Repayment Amount: |
5% of the due amount |
| Foreign Currency Transaction Surcharge: |
3.93% |
