| Details of Credit Card |
| Kotak Fortune Gold Card |
| Joining Fee(in rupees): |
Free |
| Annual Fee(in rupees): |
Free |
| Add On Card - Issue Fee (in rupees): |
167.42 |
| Interest Rate -on revolving Credit: |
41.79% |
| Interest Rate - on Cash Withdrawal: |
0% for a max of 48 and 49.71% days thereafter |
| Interest Rate - on Balance Transfer: |
0% for 90 days |
| Reward points: |
|
| Surcharge on Fuel: |
2.5% Fuel Surcharge Waiver across all Fuel Pumps( for transaction between Rs 400-4000) |
| Cash Withdrawal Fee: |
223.60 / 10,000 |
| Late Payment Fee: |
393.26 |
| Overlimit Charges: |
561.8 |
| Maximum Credit Free Period: |
Up to 48 days |
| EMI on call facility: |
Available |
| Personal loan facility on Credit card: |
Available |
| Interest Rate On Personal Loan on Credit Card: |
|
| Processing Fee on Personal Loan on Credit Card: |
|
| Prepayment Charges On Personal Loan On Credit Card: |
|
| Railway Booking - Surcharge: |
|
| Balance Transfer Processing Charges: |
223.60 |
| Minimum Repayment Amount: |
Min 5% |
| Foreign Currency Transaction Surcharge: |
3.93% |
