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Details of Credit Card |
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ING Vysya Credit card |
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Joining Fee(in rupees): |
Free |
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Annual Fee(in rupees): |
Free |
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Add On Card - Issue Fee (in rupees): |
Free |
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Interest Rate -on revolving Credit: |
42.47%\n |
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Interest Rate - on Cash Withdrawal: |
42.47%
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Interest Rate - on Balance Transfer: |
20.08%
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Reward points: |
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Surcharge on Fuel: |
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Cash Withdrawal Fee: |
1.68% from the date of withdrawal to the date of billing and 3.31% per month beyond bill date
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Late Payment Fee: |
2.8% f the amount over the Credit Limit (subject to a minimum of Rs. 561.8)
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Overlimit Charges: |
2.8% f the amount over the Credit Limit (subject to a minimum of Rs. 561.8)
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Maximum Credit Free Period: |
NA |
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EMI on call facility: |
Available |
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Personal loan facility on Credit card: |
Available |
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Interest Rate On Personal Loan on Credit Card: |
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Processing Fee on Personal Loan on Credit Card: |
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Prepayment Charges On Personal Loan On Credit Card: |
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Railway Booking - Surcharge: |
1.8% of transaction value for regular transactions.2.8% of transaction value for 3 EMI transaction
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Balance Transfer Processing Charges: |
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Minimum Repayment Amount: |
5% |
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Foreign Currency Transaction Surcharge: |
3.93% |
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