| Details of Credit Card |
| Indian Oversea Bank Visa International Credit card |
| Joining Fee(in rupees): |
Free |
| Annual Fee(in rupees): |
Free |
| Add On Card - Issue Fee (in rupees): |
Free |
| Interest Rate -on revolving Credit: |
17.93%
|
| Interest Rate - on Cash Withdrawal: |
17.93%
|
| Interest Rate - on Balance Transfer: |
NA |
| Reward points: |
|
| Surcharge on Fuel: |
2.50%
|
| Cash Withdrawal Fee: |
Rs.25.28 per Rs.1,000/
|
| Late Payment Fee: |
|
| Overlimit Charges: |
NA
|
| Maximum Credit Free Period: |
Up to 50 days
|
| EMI on call facility: |
Available |
| Personal loan facility on Credit card: |
Available |
| Interest Rate On Personal Loan on Credit Card: |
|
| Processing Fee on Personal Loan on Credit Card: |
|
| Prepayment Charges On Personal Loan On Credit Card: |
|
| Railway Booking - Surcharge: |
2.50%
|
| Balance Transfer Processing Charges: |
|
| Minimum Repayment Amount: |
|
| Foreign Currency Transaction Surcharge: |
|
