ICICI Bank Karm Mitra card

features:The option to contribute your Reward Points to Karm Mitra, Most powerful catalogue-based Rewards Program.Mobile alerts and statement by e-mail.10% discount on basic domestic fares and International basic fares. Discount on airfare available only on air ticket booking through www.makemytrip.com/ travelsmart. Airfare discount not valid on SpiceJet and Air Deccan. Maximum discount of Rs. 10,000 in a calendar year
Details of Credit Card
ICICI Bank Karm Mitra card
Joining Fee(in rupees): Free
Annual Fee(in rupees): Free
Add On Card - Issue Fee (in rupees): Free
Interest Rate -on revolving Credit: 42.47%
Interest Rate - on Cash Withdrawal: 42.47%
Interest Rate - on Balance Transfer: 10.11% p.a. for first 6 months,followed by 20.09% p.a thereafter
Reward points:
Surcharge on Fuel: 2.5% waived off at all all petrol pumps
Cash Withdrawal Fee: 2.81% on advanced amount, subject to a minimum of Rs. 337.08.
Late Payment Fee:
Overlimit Charges: 2.81% on over limit amount (subject to a min. of Rs. 561.80).
Maximum Credit Free Period: Up to 50 days
EMI on call facility: Available
Personal loan facility on Credit card: Available
Interest Rate On Personal Loan on Credit Card:
Processing Fee on Personal Loan on Credit Card:
Prepayment Charges On Personal Loan On Credit Card:
Railway Booking - Surcharge: 1.80% for Internet transactions and 2.5% for other bookings
Balance Transfer Processing Charges:
Minimum Repayment Amount: 5% of outstanding balance
Foreign Currency Transaction Surcharge: 3.93%