| Details of Credit Card |
| ICICI Bank HPCL Silver credit card |
| Joining Fee(in rupees): |
Free |
| Annual Fee(in rupees): |
Free |
| Add On Card - Issue Fee (in rupees): |
Free |
| Interest Rate -on revolving Credit: |
45.84% |
| Interest Rate - on Cash Withdrawal: |
45.84% |
| Interest Rate - on Balance Transfer: |
10.11% p.a. for first 6 months,followed by 20.09% p.a thereafter |
| Reward points: |
Earn 1 reward point on every Rs. 200 spent on all purchases except on fuel purchases at HPCL outlets.
|
| Surcharge on Fuel: |
2.5% Waived at HPCL outlets(Upto Rs. 3000/- per transaction) |
| Cash Withdrawal Fee: |
2.81% on advanced amount, subject to a minimum of Rs. 337.08. |
| Late Payment Fee: |
|
| Overlimit Charges: |
2.81% on over limit amount (subject to a min. of Rs. 561.80).
|
| Maximum Credit Free Period: |
Up to 50 days |
| EMI on call facility: |
Available |
| Personal loan facility on Credit card: |
Available |
| Interest Rate On Personal Loan on Credit Card: |
|
| Processing Fee on Personal Loan on Credit Card: |
|
| Prepayment Charges On Personal Loan On Credit Card: |
|
| Railway Booking - Surcharge: |
1.80% for Internet transactions and 2.5% for other bookings |
| Balance Transfer Processing Charges: |
|
| Minimum Repayment Amount: |
5% of outstanding balance |
| Foreign Currency Transaction Surcharge: |
3.93% |
