| Details of Credit Card |
| HSBC- Gold card |
| Joining Fee(in rupees): |
NA |
| Annual Fee(in rupees): |
2247.2 |
| Add On Card - Issue Fee (in rupees): |
1123.6 |
| Interest Rate -on revolving Credit: |
41.80% |
| Interest Rate - on Cash Withdrawal: |
41.80% |
| Interest Rate - on Balance Transfer: |
13.34% |
| Reward points: |
1 point for Rs 100 spend |
| Surcharge on Fuel: |
0% for petrol purchase transaction for Rs 400 - Rs 4000 and above 4001 2.5% surcharge will be applicable |
| Cash Withdrawal Fee: |
2.81%,minimum of Rs 280.90 |
| Late Payment Fee: |
33.71 of the minimum amount ( subject to minimum of Rs 449.44 and a maximum to Rs 674.16 per month ) |
| Overlimit Charges: |
561.8 |
| Maximum Credit Free Period: |
Up to 52 days |
| EMI on call facility: |
Available |
| Personal loan facility on Credit card: |
Available |
| Interest Rate On Personal Loan on Credit Card: |
20.22% |
| Processing Fee on Personal Loan on Credit Card: |
2.25% of the loan amount ( subject to minimum of Rs 112.36) |
| Prepayment Charges On Personal Loan On Credit Card: |
3.37% of remaining principal amount |
| Railway Booking - Surcharge: |
Rs 10 or 2.5% of the transaction amount which ever is high |
| Balance Transfer Processing Charges: |
2.25% of the Balance transfer amount |
| Minimum Repayment Amount: |
5% of the outstanding amount |
| Foreign Currency Transaction Surcharge: |
3.37% |
