| Details of Credit Card |
| HDFC- Business credit card |
| Joining Fee(in rupees): |
Free |
| Annual Fee(in rupees): |
Free |
| Add On Card - Issue Fee (in rupees): |
Free |
| Interest Rate -on revolving Credit: |
37.07% if spent more than 10000, 39.77% if spent upto 10000 |
| Interest Rate - on Cash Withdrawal: |
37.07% |
| Interest Rate - on Balance Transfer: |
NA |
| Reward points: |
Earn 1 point on every Rs 200 spend |
| Surcharge on Fuel: |
0% on fuel |
| Cash Withdrawal Fee: |
2.81% on amount withdrawn or Rs. 337.08/-, whichever is higher |
| Late Payment Fee: |
Rs 393.26 for credit card bills upto Rs 10000, Rs 561.80 for credit card bills between Rs 10000 and Rs 20000, Rs 674.16 for credit card bills above Rs 20000 * |
| Overlimit Charges: |
2.81% of overlimit amount subject to a minimum of Rs 561.80 |
| Maximum Credit Free Period: |
Up to 45 days |
| EMI on call facility: |
Available |
| Personal loan facility on Credit card: |
Available |
| Interest Rate On Personal Loan on Credit Card: |
Not applicable |
| Processing Fee on Personal Loan on Credit Card: |
Not applicable |
| Prepayment Charges On Personal Loan On Credit Card: |
Not applicable |
| Railway Booking - Surcharge: |
0% on booking |
| Balance Transfer Processing Charges: |
112.36 |
| Minimum Repayment Amount: |
5%,minimum Rs 200 |
| Foreign Currency Transaction Surcharge: |
Bank Charges Cross currency mark-up of 3.93% |
