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Details of Credit Card |
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HDFC- Business credit card |
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Joining Fee(in rupees): |
Free |
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Annual Fee(in rupees): |
Free |
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Add On Card - Issue Fee (in rupees): |
Free |
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Interest Rate -on revolving Credit: |
37.07% if spent more than 10000, 39.77% if spent upto 10000 |
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Interest Rate - on Cash Withdrawal: |
37.07% |
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Interest Rate - on Balance Transfer: |
NA |
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Reward points: |
Earn 1 point on every Rs 200 spend |
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Surcharge on Fuel: |
0% on fuel |
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Cash Withdrawal Fee: |
2.81% on amount withdrawn or Rs. 337.08/-, whichever is higher |
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Late Payment Fee: |
Rs 393.26 for credit card bills upto Rs 10000, Rs 561.80 for credit card bills between Rs 10000 and Rs 20000, Rs 674.16 for credit card bills above Rs 20000 * |
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Overlimit Charges: |
2.81% of overlimit amount subject to a minimum of Rs 561.80 |
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Maximum Credit Free Period: |
Up to 45 days |
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EMI on call facility: |
Available |
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Personal loan facility on Credit card: |
Available |
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Interest Rate On Personal Loan on Credit Card: |
Not applicable |
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Processing Fee on Personal Loan on Credit Card: |
Not applicable |
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Prepayment Charges On Personal Loan On Credit Card: |
Not applicable |
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Railway Booking - Surcharge: |
0% on booking |
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Balance Transfer Processing Charges: |
112.36 |
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Minimum Repayment Amount: |
5%,minimum Rs 200 |
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Foreign Currency Transaction Surcharge: |
Bank Charges Cross currency mark-up of 3.93% |
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