Apna Insurance | Apna Paisa

HDFC BANK

We have all the information that you need about the various credit cards offered by HDFC BANK. Compare between different HDFC BANK credit cards & get the best deals by applying online for the best HDFC BANK credit card.
Card NameHDFC-Platinum plus credit card
NetworkVisa/Master
Joining Fee(in Rupees)1123.60
Annual Fee(in Rupees)4493.28
Add On Card Issue FeeFree
Interest Rate On Revolving Credit39.77%
Interest Rate On Cash Withdrawal39.77%
Interest Rate On Balance TransferNA
Reward Points2 points per Rs 150 up to Rs 10,000 spend p.m.
Surcharge On Fuel2.5% (subject to a min of Rs 10)
Cash Withdrawal Fee2.81% on amount withdrawn or Rs. 337.08/-, whichever is higher
Late Payment ChargesNA
Late Payment FeeRs 393.26 for credit card bills upto Rs 10000, Rs 561.80 for credit card bills between Rs 10000 and Rs 20000, Rs 674.16 for credit card bills above Rs 20000 *
Overlimit Charges2.81% of overlimit amount subject to a minimum of Rs 561.80
Maximum Credit Free PeriodUp to 55 days
Add On Card - Annual Fee
EMI On Call FacilityY
Interest Rate On EMI On CallNA
Processing Fee On EMI On CallNA
Repayment Charges For EMI On Call3.37% on the payment amount
Personal Loan Facility On Credit CardY
Interest Rate On Personal Loan Facility On Credit CardNA
Processing Fee on Personal Loan Facility On Credit CardNA
Prepayment Charges for Personal Loan Facility On Credit Card3.37% on the payment amount
Railway Booking-SurchargeRs 30 + 2.5% of transaction amount
Balance Transfer Processing Charges112.36
Minimum Repayment Amount5%,minimum Rs 200
Foreign Currency Transaction-SurchargeBank Charges Cross currency mark-up of 3.93%

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