| Details of Credit Card |
| DCB Advantage Credit Card |
| Joining Fee(in rupees): |
Free |
| Annual Fee(in rupees): |
Free |
| Add On Card - Issue Fee (in rupees): |
Free |
| Interest Rate -on revolving Credit: |
45.84%
|
| Interest Rate - on Cash Withdrawal: |
45.84%
|
| Interest Rate - on Balance Transfer: |
NA |
| Reward points: |
1 reward point on every Rs. 200 spent
|
| Surcharge on Fuel: |
"2.5% of transaction value or Rs. 10 whichever is higher
"
|
| Cash Withdrawal Fee: |
"2.8% on advanced amount, subject to a minimum of Rs. 300.
"
|
| Late Payment Fee: |
|
| Overlimit Charges: |
"2.8% on over limit amount (subject to min. of Rs. 500).
"
|
| Maximum Credit Free Period: |
Up to 50 days |
| EMI on call facility: |
Available |
| Personal loan facility on Credit card: |
Available |
| Interest Rate On Personal Loan on Credit Card: |
|
| Processing Fee on Personal Loan on Credit Card: |
|
| Prepayment Charges On Personal Loan On Credit Card: |
|
| Railway Booking - Surcharge: |
"2.02% for Internet transactions and 2.5% for other bookings
"
|
| Balance Transfer Processing Charges: |
|
| Minimum Repayment Amount: |
5% |
| Foreign Currency Transaction Surcharge: |
3.93%
|