| Details of Credit Card |
| Citibank Indian Oil Gold card |
| Joining Fee(in rupees): |
Free |
| Annual Fee(in rupees): |
Free |
| Add On Card - Issue Fee (in rupees): |
Free |
| Interest Rate -on revolving Credit: |
42.47% |
| Interest Rate - on Cash Withdrawal: |
42.47% |
| Interest Rate - on Balance Transfer: |
20.09% |
| Reward points: |
Earn 4 Turbo Points for every Rs. 150/- spent at IOC outlets. |
| Surcharge on Fuel: |
0% Fuel Surcharge at IOC pumps. |
| Cash Withdrawal Fee: |
2.25% on advanced amount (subject to a minimum of Rs.337.08 and US$8.43 at International ATMs) |
| Late Payment Fee: |
|
| Overlimit Charges: |
2.81% of the amount over the Credit Limit (subject to a minimum of Rs. 561.80) |
| Maximum Credit Free Period: |
Up to 55 days |
| EMI on call facility: |
Available |
| Personal loan facility on Credit card: |
Available |
| Interest Rate On Personal Loan on Credit Card: |
26.96% |
| Processing Fee on Personal Loan on Credit Card: |
2.13% or Rs 224.72 (whichever is high |
| Prepayment Charges On Personal Loan On Credit Card: |
3.37% on Outstanding principal amount |
| Railway Booking - Surcharge: |
2.5% (subject to a minimum of Rs. 25) |
| Balance Transfer Processing Charges: |
1.66% or Rs 224.72 (whichever is high |
| Minimum Repayment Amount: |
5% of the transaction amount |
| Foreign Currency Transaction Surcharge: |
3.93% |
