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Details of Credit Card |
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American Express Gold credit card |
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Joining Fee(in rupees): |
NA |
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Annual Fee(in rupees): |
2247.2 |
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Add On Card - Issue Fee (in rupees): |
1123.6 |
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Interest Rate -on revolving Credit: |
37.62% |
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Interest Rate - on Cash Withdrawal: |
37.62% |
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Interest Rate - on Balance Transfer: |
37.61% |
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Reward points: |
The Membership Rewards Programme offers points for every Rupee you spend at the rate of 1 point for every Rs. 40 |
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Surcharge on Fuel: |
2.5% of the transaction value(0% on HPCL) |
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Cash Withdrawal Fee: |
3.93% per transaction subject to minimum of Rs 281 |
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Late Payment Fee: |
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Overlimit Charges: |
561.8 |
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Maximum Credit Free Period: |
NA |
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EMI on call facility: |
Available |
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Personal loan facility on Credit card: |
Available |
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Interest Rate On Personal Loan on Credit Card: |
20.04% |
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Processing Fee on Personal Loan on Credit Card: |
2.81% of the transaction amount |
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Prepayment Charges On Personal Loan On Credit Card: |
3.37% of the balance amount |
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Railway Booking - Surcharge: |
1.8% if booked on the internet |
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Balance Transfer Processing Charges: |
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Minimum Repayment Amount: |
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Foreign Currency Transaction Surcharge: |
3.37% |
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