Credit Card: Overview

Carrying cash can be cumbersome and dangerous at times. But, plastic cash or a credit card makes life lot more simpler. These cards can be swiped at almost any establishment around the globe. You can also withdraw cash on your credit card. Credit cards are fun; but a best practises list could be handy.

Apnaloan.com's credit cards section will give you tips on how to get your card, use your credit cards wisely, what to do AND what not to do where you credit cards are concerned.

Credit Card: Eligibility Criteria

Why I need a credit card - Advantages vs. Disadvantages

Advantage and disadvantages of credit cards ......

How to select the right credit card for you

choose the right card to get maximum benefits out of it ......

Frequently asked questions: getting a credit card

Frequently asked questions on credit cards ......

Credit Card: Process

RBI tightens security measures for the online shopping ride!

For online shopping, additional authentication pass code to be verified by VISA or MSC from August 1, 2009 onwards. ......

Balance Transfer: Is it really attractive?

How does Balance Transfer work? ......

Banking Ombudsman centers you can contact

Banking Ombudsman ......

Credit Card: Documents Required

Credit Card Statement Made Easy

Your monthly credit card statement is the best document that will help you understand your monthly spending and also help keep a check on it, if it is not in line with your budget. By reading and unde ......

Frequently Asked Questions

Getting a credit card
Getting your card is as simple as this. Fill in an application, provide documents, and you can get your credit card within 3-4 weeks.
Credit card billing and payament
Find answers to your questions on how to calculate the amount you need to pay towards your credit card and many more such questions.
Credit card credit limit
Credit limit refers to the total amount that a user may spend using a credit card while paying for services and products.

Best Interest Rates

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As on 18 Mar, 2010


	Product	Rate
	Home Loan Fixed Rate (20 Years)	9.25% - 14%
	Home Loan Fixed Rate (20 Years)	9.25% - 14%
	Personal loan (5 years):	12% - 35%
	Small Ticket Personal loan:	29% - 45%

Featured Interview

Mr Arun Thukral

"Infact owing to information from CIBIL, banks can now process loans faster and make prudent lending decisions. Credit information bureaus actually aide credit penetration", says Arun Thukral, MD, CIBIL in an exclusive interview with ApnaLoan.

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