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Harsh Roongta
Interview

Harsh is CEO, Apnapaisa Private Limited. He is counted among India's foremost personal finance experts. After a successful entrepreneurial stint and an equally impressive career at ICICI, Harsh co-founded Apnaloan.com in 2000, in partnership with other accomplished industry professionals.
Apnaloan.com has since become part of the larger Apnapaisa Private Limited. His knowledge of the minutiae of personal finance products be it loans or insurance, has successfully driven the Apnapaisa ethos - that of a comparison site bar none.
His ability to perceive the less-than-obvious angle on a story stands him in good stead while answering queries - on the Apnapaisa portals, online chats, or on his regular appearances on the major TV channels.
When it comes to personal finance, Harsh has been the go-to guy for quotes and opinion for all major newspapers for quite some time now. While dispensing eminently practical wisdom, he has succeeded in taking time out to co-author The Complete Home Loan Guide, a popular guide to home loans.

 

 

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View Questions/Answers

 

20048 I am working with a sole proprietorship firm in Bhubaneswar. My gross annual income is 3,84,000
20042 Sir, Can I switch my car loan from HDFC bank (13%) to any other bank? If so which will be best
20038 Please let me know which bank is providing car loans for lowest interest rates. SBI has announc
19997 PLS GUIDE ME TO TAKE CAR LOAN FROM A NATIONALISED BANK WHICH OFFERS LOWEST INTEREST RATE.AM PLA
19945 My annual returns for the last three years are 2008-09 : 1,33,000 2007-08 : 76,000 2006-07 : 74
19903 Respected Sir I am a professional person working in a media company but I am not
19866 sir, i wanted to buy a santro car. kindly suggest me whether to go with a used car or with a ne
19819 How to shift CAR Loan from one bank to another
19772 Hi Mr. Harsh, I have a query regaring car loan. I want to know that, for taking a car loan, is
19766 Dear Sir, Please inform which loan is better for NEW CAR Fixed Loan or Reducing loan
19695 want a loan to obtain swift of rs.375000/- period 48 mths which bank offers the best
19630 I live in Delhi, I wana to get an used Lancer 2001 model. The expcected price from the owner is
19606 Which one is better - Fixed Rate or Floating rate car loan? How to select best loan in both cat
19604 i hv already a car loan for my wagonr and i'm going to sell my car and i want to transfer the l
19493 I want to buy a car ( used or New) expected budget is 5 lacs and my capcity for down payment is
19455 Hi, This is shashi here... I am a Salaried Employee... I want to buy a car (Maruthi Suzuki Alto
19409 i have a yello bord indicab wiht loan tide up with tatafinance how can i know my intrest as the
19398 I am an NRI in UAE. I wish to finance a car for my retired father staying in Mira Road, Thane.
19384 Pl let me know which are the banks that will refinance a car loan.
19363 i have a car loan on which I am paying Rs.1525/L. Does it make sense to pay it off considering
19339 A car loan has been disbursed by SBI to my car dealer for specific model. However the car deale
19324 how can i get car loan
19320 Which bank we need to go for car loan and what are the things which need to be taken care of.
19309 I have taken a car loan of Rs 300000 from Vijaya Bank and the EMI is Rs.9720 for a period of 36
19280
19261 sir i work in bangalore can i take loan to buy car in my native place vijayawada where i have h
19236 should i go for fixed rate of floating rate interest loan for a car loan of 15 lacs tenure 5 ye
19216 please tell me what is the rate of interest charged by SBI for used car loans. Also tell me wha
19154 I want to pre close my car loan. My question is- What are the document which financier should i
19153 hi sir, i want to purchase ford ikon 1.3 flair petrol version used car 0ct 2007 model..at what