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Harsh Roongta
Interview

Harsh is CEO, Apnapaisa Private Limited. He is counted among India's foremost personal finance experts. After a successful entrepreneurial stint and an equally impressive career at ICICI, Harsh co-founded Apnaloan.com in 2000, in partnership with other accomplished industry professionals.
Apnaloan.com has since become part of the larger Apnapaisa Private Limited. His knowledge of the minutiae of personal finance products be it loans or insurance, has successfully driven the Apnapaisa ethos - that of a comparison site bar none.
His ability to perceive the less-than-obvious angle on a story stands him in good stead while answering queries - on the Apnapaisa portals, online chats, or on his regular appearances on the major TV channels.
When it comes to personal finance, Harsh has been the go-to guy for quotes and opinion for all major newspapers for quite some time now. While dispensing eminently practical wisdom, he has succeeded in taking time out to co-author The Complete Home Loan Guide, a popular guide to home loans.

 

 

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Date : 23 May, 2009

Question

helo sir i am 24 years package is 5 lacks annauly ,i have just got a job ,which wil be starting in june can i get a carloan as i dont have any liablities wil my job offer letter work as a prrof of iincome

Answer

You will have to submit documented proof of income i.e. salary slips, bank statements while availing the loan. If you do not have documented proof of income you will not be able to get a loan.

 

View Questions/Answers

 

27200 to get a new car loan how much time SBI will take
27198 my incom is 30 thousand per month iam getting 13000 in hand after deduction i want to buy a car
26206 hello sir, i have annualincome >20L, i am planning to buy a hyundai verna ex-showroom price
26172 i need to take car loan for shift dZire from national bank on CSD rates. to whom i contact
26164 I am NRI based in dubai but I would like to buy a car in India.
26121 I want A swift so kindly tell me the details for which i can get a loan for 5 years
26120 Dear Sir, What is the Best Rate of Car loan interest offering by Public & Private Banks in
25890 which car is suitable cost range Rs 3.5 to4.0 lakh both diesel & petrol
25889 this is my second mail to you i hope you reply this time. i had two credit cards earlier and go
25870 Dear Harsh I am confused and could not take a decision. can you pl brief me about the pros
25856 what is the best rate of interest which is the best rate
25851 my car is maruthi 800 2003 model , no loan at all, shall i get refinance of up to rs 1,00,000 f
25845 Hi We are selling our house in greater noida and SBI is processing the home loan for buyer, we
25744 B.M.W.CAR LOAN Enquiry.
25725 sir is theretax exemption for sbi car loan for Rs200000/-
25662 Hi, what is the minimum downpayment required to buy a car( new and preowned). am planning to ge
25660 Dear sir, I am working in Gulf, i want present car for my parants through bank loan. i would li
25656 we want to purchase a car from CSD,my father is Hony. Captain(Retd..he is 62 yrs old,How much c
25653 Hi Harsh, My car loan got rejected by Kotak Bank on account of CIBIL, there are entires which i
25573 Sir, I have taken car loan of 1.94 K for second hand car in last year of HDFC.at that time rate
25545 i want to buy a used car with worth of 4laks and i have salaried as 30,000 gross per month.Can
25481 Hi i am planning to buy 2nd hand Car my budget is 4 lacs and i want to buy Mahindra Scorpio and
25452 wanna a car
25391 hi i am confused on the loan eligibility Criteria.Can you explain about it in detail. I tried t
25370 i booked tata nano car through icici bank please let me know will they provide loan for the sam
25369 i need loan for tata nano car please sugest which banks area loan providers
25366 I want to opt for a car loan of Rs. 700000. Want to know which bank will give me the lowest int
25309 I want to avail 2 lakhs loan from S.B.I.at the @ of 8%( Ezee Car Loan)for the first year,then a
25300 I am a housewife, can i applied for car loan, whats the documentations needed for this?
25289 I have a car loan with Citibank for Rs. 2,50,000 since June '07. I still have 1,64,000 principa