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Harsh Roongta
Interview

Harsh is CEO, Apnapaisa Private Limited. He is counted among India's foremost personal finance experts. After a successful entrepreneurial stint and an equally impressive career at ICICI, Harsh co-founded Apnaloan.com in 2000, in partnership with other accomplished industry professionals.
Apnaloan.com has since become part of the larger Apnapaisa Private Limited. His knowledge of the minutiae of personal finance products be it loans or insurance, has successfully driven the Apnapaisa ethos - that of a comparison site bar none.
His ability to perceive the less-than-obvious angle on a story stands him in good stead while answering queries - on the Apnapaisa portals, online chats, or on his regular appearances on the major TV channels.
When it comes to personal finance, Harsh has been the go-to guy for quotes and opinion for all major newspapers for quite some time now. While dispensing eminently practical wisdom, he has succeeded in taking time out to co-author The Complete Home Loan Guide, a popular guide to home loans.

 

 

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11287 if some one is listed in cibil till how much time does the name appears in cibil.as an till 3,
11120 I recently made a partial pre-payment towards my IDBI home loan a/c. I wrote to their usual q
11113 I have taken a home loan from SBI of Rs. 700000/- on fixed rate i.e. 7.75% but bank has started
11079 Is there any procedure to remove my Name of CIBIL defaulter list, after clearing dues.. Is ther
10963 hi,once the full payments are made to the credit card or personal loan issuing bank,without a
10952 I HAVE AVAILED HOME LOAN FROM MNC BANK AT 9%. THEY HAVE REVISED RATES OF INTEREST SEVERAL TIME
10863 I took Home loan from IDBI Home finance in October 2007. They offered me variable interest rat
10664 My mother is senior citizen and owes a house by her name. We contacted SBI (lakhimpur Kheri) br
10645 recently I was unable to get car loan sanction fro SBI because of credit card reports in CIBI
10641 I have a 43 Lacs Home Loan with HSBC. When I was sold the loan I was told that I could make 25%
10609 i am in debt of around 200000/- for credit card and my name is in defaulter list of cibil and i
10589 i was setteled 4 credit cards ,due to some reason , my name is in cibil,then tell me ,if bank
10587 i had applied for edu loan in allahabad bank and the konnagar branch behaved worselyand ultimat
10510 Availed HOME loan from HDFC LTD. CHENNAI. Got initial disbursement of 8.29 lakhs cheque given t
10505 Hi Harsh, I lost my credit card and I realised this 10 hours later. But by that time ther
10072 I signed as guarantor for my friend for auto loan and he defaulted in the last EMI. recently i
10015 How will my CIBIL score calculated ? I had 4 very great accounts out of 6 and for 2 I paid the
9635 I had taken a credit card with SCB in 2002-03, which I closed out through paying a settlement a
9618 hi i am faiz wahab ,presently working in qatar i wish to avail a loan of 2 lakh inr ,so as to
9594 Hello Sir, I took a consumer loan from ASF India (citi finance) in 2005-2006. The Loan Amount
9585 hi, harsh ji, few days back i applied for a two wheeler loan and i was rejected as my name i
9438 I wish to bring out a company before you which is looting the consumers and the general public.
9277 my name paresh Liladharbhai soni. my d.o.b.20-09-1971 why my name in cibil list
9273 I just like to know that precloser charges which charge by all banks are legal. Some one to
8908 I got pre-approved loan offer on my ICICI a/c & I accepted that offer. I am paying my insta
8812 My excess debited Mly EMI for Personal loan was not refunded to me till date since octopber 200
8787 My credit card appalications are getting declined where as I am not a defaulter but still my na
8597 How to get a credit report of mine from CIBIL?My personal loan application was rejected saying
8380 shweta verma, DOB 01march79. I had applied for HSBC, Barclays and Deutsche credit cards. HSBC c
8275 i took homeloan of rs. 600000/-from icici in 2001 at fixed rate. i changed to floating when ra