Ask an Expert

Harsh Roongta
Interview

Harsh is CEO, Apnapaisa Private Limited. He is counted among India's foremost personal finance experts. After a successful entrepreneurial stint and an equally impressive career at ICICI, Harsh co-founded Apnaloan.com in 2000, in partnership with other accomplished industry professionals.
Apnaloan.com has since become part of the larger Apnapaisa Private Limited. His knowledge of the minutiae of personal finance products be it loans or insurance, has successfully driven the Apnapaisa ethos - that of a comparison site bar none.
His ability to perceive the less-than-obvious angle on a story stands him in good stead while answering queries - on the Apnapaisa portals, online chats, or on his regular appearances on the major TV channels.
When it comes to personal finance, Harsh has been the go-to guy for quotes and opinion for all major newspapers for quite some time now. While dispensing eminently practical wisdom, he has succeeded in taking time out to co-author The Complete Home Loan Guide, a popular guide to home loans.

 

 

*

*

  I have read Terms and Conditions


View Questions/Answers

 

22212 Dear Sir, i have taken a home loan with Deutsche Bank and the rate of interest now is 12.25 flo
22168 Sir, I have approached Axis bank for Loan but got rejected due to poor banking history in CIBIL
21951 should i go settelement of pastduesdefault on pmt/emi, thru advocate/consultant or direct with
21859 Dear SAir, I have applied for apersonal loan from HDFC, but they rejected the application due
21839 I have received the information from cibil saying that citibank has written off around 7.00 lac
21825 Hello Sir, I am having home loan from ICICI for last 3 years, and it increased from 9.25% to 12
21779 Can the Bank charge prepayment penalty from November 2006 upto now i.e. on the installments alr
21748 I had taken taken home loan from HDFC. On 17th Jan'09, I applied for foreclosure of the loan by
21654 hello, I applied for a 40 Lakh homeloan from HDFC and got the loan approved and a major chunk
20933 Dear Sir, i'm taking a loan against Credit Card, which treated as personal loan. The rate of in
20922 Bank is charging me pre payment penalty for loan take over, however i want to fight the same in
20888 Loan transfer fees of 3% from HDFC. I have till date taken loan of 20 lakhs from HDFC and i wan
20811 Dear Sir How can i get my CIR report from CIBIL or otherwise how can a consumer approach CIBIL?
20517 Hello Sir, I have some concerns regarding the information in the CBIL report generated for me.
20238 Hi Harsh, I am Rohan and have taken a loan with citibank for 40 lacs on 30-Aug-07. Since then
20110 HDFC has increased prepayment charges, Will approaching consumer forum can be of any help
20063 After delaying the project for more than a year, the builder simply says he has no money to con
19896 Dear Sir, I have availed Home Loan from ING Vysya Bank few months back. I have paid EMI for 6Mo
19835 Sir, My name is Sunil and i work for a private company as a Manager. I have a annual income of
19774 Sir, I have applied for a Personal loan with AXIS and HDFC they have rejected due to adverse
19701 Dear Sir, I have got sanction of housing loan from IDBI for Rs 10 lac, but had only got Rs 8 la
19698 Dear Mr. Roogta, I have taken a home loan of Rs. 4,00,000 from HSBC in the year 2004 (floati
19672 I had identified a property in Pune. As per the builderâ??s clauses, I had to pay the 15% amoun
19489 Sir How can I request my credit report from CIBIL?
19438 I am holding an NRI account with ICICI bank for the last 8 years and got a home loan (for self
19373 Hi Harsh I have availed loan from ICICI Bank for a appt,the loan was disbursed and property was
18864 Please give me the statement of my carloan Account. My loan A/c No.12708921,My Name Rinish Kizh
18859 pl.arrange to credit Rs.11000/- in my SBI S/B A/c No.10046114295, Panehara/GCF Branch, Jabalpur
18786 My friend has home loan from a nationalised bank. However there is dispute in the construction
18769 how do I check if my name is in CIBIL LIST OR not