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| Posted On :- 11/03/2008 | |
| Question Asked :- | |
| If a bank supplies adverse credit report for a defaulting customer to the Credit Bureau, can that be later on changed though negotiation or settlement? Is there any time validity of these reports? Does subsequent good credit quality overdo these reports? How does it work? | |
| Answer :- | |
| Once you have defaulted, the default cannot be wiped out of your records unless the bank informs the credit bureau that the earlier report was incorrect. Click on the link for a detailed response: http://www.apnaloan.com/credit-card-query/query/Question1026.html | |
| Bank grievance related query listing |
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| Qid | Question | |
| 10863 | I took Home loan from IDBI Home finance in October 2007. They offe | |
| 10664 | My mother is senior citizen and owes a house by her name. We contac | |
| 10641 | I have a 43 Lacs Home Loan with HSBC. When I was sold the loan I wa | |
| 10609 | i am in debt of around 200000/- for credit card and my name is in d | |
| 10587 | i had applied for edu loan in allahabad bank and the konnagar branc | |
| 10510 | Availed HOME loan from HDFC LTD. CHENNAI. Got initial disbursement | |
| 10072 | I signed as guarantor for my friend for auto loan and he defaulted | |
| 9635 | I had taken a credit card with SCB in 2002-03, which I closed out t | |
| 9618 | hi i am faiz wahab ,presently working in qatar i wish to avail a | |
| 9594 | Hello Sir, I took a consumer loan from ASF India (citi finance) i | |
| 9585 | hi, harsh ji, few days back i applied for a two wheeler loan and | |
| 9438 | I wish to bring out a company before you which is looting the consu | |
| 9277 | my name paresh Liladharbhai soni. my d.o.b.20-09-1971 | |
| 9273 | I just like to know that precloser charges which charge by all bank | |
| 8908 | I got pre-approved loan offer on my ICICI a/c & I accepted that | |
| 8812 | My excess debited Mly EMI for Personal loan was not refunded to me | |
| 8787 | My credit card appalications are getting declined where as I am not | |
| 8597 | How to get a credit report of mine from CIBIL?My personal loan appl | |
| 8542 | Sir, I have opted home loan for Rs. 6.7 Lacs from Finance , I wa | |
| 8508 | I had made a part payment of my home loan taken from Standard Chart | |
| 8473 | I FILED A LOAN APPLICATION TO PNB HOUSING FINANCE LTD. BUT NOW THE | |
| 8380 | shweta verma, DOB 01march79. I had applied for HSBC, Barclays and D | |
| 8275 | i took homeloan of rs. 600000/-from icici in 2001 at fixed rate. i | |
| 8117 | If I have some issues related to poor services from home loan compa | |
| 8015 | Can ING Vysya bank disburse 85% of home loan without the consent of | |
| 7982 | i have received a letter from the bank stating that i have an emi o | |
| 7980 | Is it possible.....That i receive letters from banks stating that u | |
| 7938 | we purchased a flat in a building 7 years old. There are total 6 f | |
| 7928 | Sir., I have taken a home loan in HDFC in the year 2003 under floa | |
| 7859 | dear sir, i would like to take loan in AXISBANK as my salary accou | |
| 7784 | IF THE CLAUSE OF PRE PAYMENT OF PENALTY HAS BEEN NOT MENTIONED IN | |
| 7753 | Dear sir, I m having an home loan [ac no lbagr 00001577859] in ici | |
| 7655 | I had take home loan from BHW on 26th January 2008. The bank agent | |
| 7465 | My father is self employed person. He has takan a personal loan of | |
| 7366 | I had a credit card from Amex for 4 yrs without a single default, w | |
| 7158 | I have taken home loan from ICICI bank in July'06. At that time ho | |
| 7157 | I had opened a current account with CITI Bank. The executive confir | |
| 6931 | Dear Sir I received a letter from HSBC for a Pre | |
| 6842 | I booked a flat in End 2005 and paid all installments as required. | |
| 6768 | I had received an ICICI bank credit card and an Add-On credit card | |
| 6709 | I am facing a problem with BHW. I had taken a home loan for Rs. 27 | |
| 6697 | City bank had recomended a property in Bangalore with a composite l | |
| 6686 | Ref: 15th October issue of Outlook Money topic "Is penalty on loan | |
| 6546 | I got allotment on BHS 2006 for 120sqm in Jan, 2007 under Greater N | |
| 6501 | I took a housing loan from Citi bank (a/c no 207353) through Apnalo | |
| 6495 | I have taken a home loan from SBI PBB branch in Delhi in last year. | |
| 6444 | Is it possible for the bank to hold the loan before disbursement on | |
| 6394 | I purchased a house for Rs. 44 lakh and took a home loan of Rs. 35 | |
| 6380 | I took a home loan from a reputed bank in India. I got an interest | |
| 6319 | hi i have two credit cards, two personal loans and a savings acco | |
| << prev [ 1 ] 2 next Last>> | ||
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