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Posted On :- 24/07/2008
 
Question Asked :-  
 
hi,once the full payments are made to the credit card or personal loan issuing bank,without any settlement, how long does it take to get your name cleared from CIBIL? As i want to apply for a home loan in future, I want my name to be removed from CIBIL.what is the procedure? Pls guide  
 
Answer :-  
 
Your name gets listed in the defaulters list if you default or make a settlement with the bank. If you have done either of the two then you cannot remove your name from the defaulters list. You records will remain with CIBIL for 7 years.  
 

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